Property insurance, what are the benefits offered by the insurance companies and the offers granted by them?

Property insurance, what are the benefits offered by the insurance companies and the offers granted by them?
Property insurance, what are the benefits offered by the insurance companies and the offers granted by them?

The insurance world in Morocco is a wide and diverse service sector with many advantages and
advantages. The insurance companies offer many insurance offers for all properties, whether apartments, houses, condominiums or even empty lands. Annexes to his property. Often, a person who is insured by contracting with an insurance company will be compensated for all the property he has given to the insurance company, which has been lost to him in some form and in any way, but in fact this is considered a fallacy of reality. It is surprising that he will not receive compensation for the damage caused by any of the items in the contract he entered into with the insurance company. The company is insured, it is a duty of every person who wishes to attend Yen on a property, to undertake precisely the items contained in the contract, and raises all Altasaalatalta wants the insurance company by themselves responsible, to rest your mind and you Momnon from most of the dangers possible Hdutea.

The insurance market in Morocco is witnessing a strong and varied competition, so the various companies seek to differentiate by improving the quality of relations with customers and providing the various services they need in a smooth and reasonable way. Saroti offers a range of offers offered by two insurance companies in Morocco, You have the most important characteristics and privileges that you offer.

AXA Insurance Company
The company offers offers to its customers who wish to secure their property, whether owner or tenant. Our "home" offer to AXA's multi-hazard insurance company offers many practical solutions to protect its customers against the risks and damage they may be exposed to, including theft, fire, Break the glass.

The offer of AXA Insurance enables customers to benefit from many guarantees of various accidents that may be exposed to their property. In the event of fire and its associated damages, as well as damages resulting from the water, AXA Insurance pays 5 times the insured value of the furniture and reaches Compensation according to the expert's report to 20% of the value of furniture for buildings or damage damages, including garden and fence, and compensate for furniture including precious objects, and the value of compensation to 40% of the value of the purpose, and in the case of decorating and arranging after The incident, Falt Amin provides 20% of the value of furniture, and gives the expert charged with insurance up to 6% for electrical accidents, and the list goes on for damage caused by fires and leaks of water, where the insurance company interested in every small and large in the customer's house and compensate for it , After the expert's report.

In the case of theft and vandalism, furniture insurance compensates for theft in the event of theft, up to 40%. The customer is also entitled to repair the lock, which sets a maximum value of AED 3000. For real estate damage, After the report submitted by the expert, and includes the theft and sabotage, compensation on the order of decoration and decoration, as well as furniture transferred outside the house in the case of summer, for example, as well as vandalism approved, in addition to the expenses of experience.

The insurance pays attention to the property, as well as what is inside it, where physical damage is guaranteed and a maximum compensation is set at approximately AED 2,000,000, while in the event of a gout poisoning, the customer is compensated up to AED 1,000,000 for each accident per year of insurance, For material damage, the company charges AED 500 000 as compensation, and also covers when a lawsuit is filed or in case of defense, the value of insurance in this case is 10 000 dirhams.

Loans of Islamic banks in the balance

Al-Arham Insurance Company
Like its predecessor, Al-Arham Insurance Company offers offers to its customers to insure them against multiple risks, and cover their property, their families, and even their neighbors and employees. Insurance is not limited to the property only, whether you are an owner or owner, living in an apartment or a house. "Assur'Habitation" offers its customers the right protection for their situation with full guarantees and very affordable prices. For example, for economic housing of up to 25 million centimes, the insurance price ranges from 360 dirhams to 600 dirhams per year, Be fooled by most insurance companies, which illustrates that idea of ​​securing property How much, at such a price are reasonable.

For the insurance company Arrows, it provides its customers with multi-risk insurance that is consistent with the value of the customer's property. This offer gives the customer the freedom to determine the insured value of the housing and its contents, taking into consideration its needs and budget, in addition to full coverage through which the company undertakes a wide range of events , By offering "Assur'Habitation" protection of your property (housing and furniture) from various types of possible hazards such as fire, water damage, theft, damage to electrical and electronic equipment, etc. The insurance company also puts bouquets Optional can For the customer to respond to the needs adds them special to them, including a bouquet pool and a bouquet of energy, through a bouquet office or garden, in order to ensure that the customer provided to cover all its needs.
The insurance company offers 22 offers to its customers that include many of the risks that may occur in your apartments or houses, or even outside the scope of the real estate available to you. The most important of these are the water damage coverage, through which you insure the damage to your homes or apartments, Where the insurance company pays the costs of searching for leaks inside the housing, and in the case of freezing, pay for the material damage incurred by the fixed devices with a water impact and equipment and channels not underground.

In the case of theft and sabotage, insurance guarantees you the insured property for loss, as well as sabotage caused by theft and even in the case of attempted theft or sabotage, and when a fire or explosion, insurance guarantees you the direct physical damage incurred by the insured property, whether directly resulting Fire or its onset, or damage caused by ignition, flare or just burning, as well as securing rescue operations and pro-fire relief measures.

Most importantly, insurance guarantees the payment of ongoing mortgage loans in the event of a major fire that has made your home or apartment uninhabitable. The insurance also guarantees the amount of the premium paid by the insured for temporary settlement in identical and similar circumstances as a result of a disaster Guaranteed when re-housing is necessary.

The Kingdom of Morocco is considered one of the Arab countries with the highest rate of access to insurance services, up to 3%, although the Moroccan insurance market remains restricted to products and services of a compulsory nature, while the government is working on the imposition project Housing insurance, but the issuance of this project is still in the corridors of the government, which requires extensive study.